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Las Profesoras Group
In this Group: Julieta Del Socorro , Yaneth De Los Angeles , Elieth Del Carmen

Update on Las Profesoras Group

This group has three members. Julieta, 52, belongs to the group, is married, and has a son. She has owned a beauty salon for 12 years, and she is the director of a school center in Nindiri. She has been a client of the institution for a year. She will use the loan to buy products like dyes, professional shampoo, hair revitalizers, polishes, mousses, and keratin. Yaneth, 63, sells costume jewelry and is a teacher. Elieth, 35, sells clothing and also is a teacher.
View original language description ↓
Este lo conforman tres socias de negocios una de ellas es Julieta tiene la edad de 52 años, casada, con un hijo, su negocio es un salón de belleza que tiene desde hace 12 años, además es directora de un centro escolar de Nindiri. Tiene de ser cliente de la institución 1 año. El crédito lo solicita para la compra de productos como tintes, shampo profesional, rehabilitantes, pinturas, espuma, keratina. Yaneth tiene 63 años su negocio es la venta de bisutería y trabaja como docente, Elieth tiene 35 años su negocio es la venta de ropa y trabaja como docente tambien.

Previous Loan Details

This group is made up of three entrepreneurial women. Julieta provides beauty salon services:hair cutting, perms and dyes. She has been in this business for 18 years. In addition to her work as a micro businesswoman, she also works as a school principal. She will use her loan to buy dyes, perm... More from Las Profesoras Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Profesoras Group's $1,025 loan helped a member to buy products like dyes, professional shampoo, hair revitalizers, polishes, mousses, and keratin.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 30, 2013
Dec 21, 2013
Currency Exchange Loss:
Jun 17, 2014