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El Madroño Group
In this Group: Maria Del Socorro, Maria Emelanea, Maria Neli , Teodora Francisca, Aura Maria
This group consists of five members who are hardworking merchants. One of them is María del Socorro. She is 61 years old, married, and has a child who is dependent on her. Her business involves selling fruits and vegetables, which she has done for 30 years. The loan she is requesting will be used to buy sweet oranges and sour oranges in bulk.

María Emelanea is a 47-year-old woman who sells fruits and vegetables. María Neli is 50 years old and sells perishable goods. Teodora is 60 years old and sells vegetables. Aura is 47 years old and sells traditional beverages such as "pinol", "pinolillo", and "tiste", as well as calabash seeds and candlesticks.
View original language description ↓
El grupo lo forman cinco socias comerciantes trabajadoras una de ellas es María del Socorro tiene la edad de 61 años, casada, con un hijo que dependen de ella, su negocio es la venta de frutas y verduras desde hace 30 años. El crédito lo está solicitando para la compra de naranja dulces, y naranja agria al por mayor. María Emelanea mujer de 47 años su negocio es la venta de frutas y verduras, María Neli tiene 50 años se dedica a la venta de perecederos, Teodora tiene la edad de 60 años vende verduras, Aura de 47 años vende pinol, pinolillo, tiste, semilla de jícaro, cerial.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Madroño Group's $1,925 loan helped a member to buy sweet oranges and sour oranges in bulk.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 30, 2013
Dec 21, 2013
Currency Exchange Loss:
Jun 17, 2014