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Mellen
Mellen lives in the Kisii area of Nyanza. She is married and has five children and her family looks to her for their daily needs. She has been practicing farming for 18 years, where she produces and sells milk, eggs, tea, bananas and sugarcane in the local market. She enjoys farming since it is her main source of income. Her greatest challenge in farming is poor roads and the lack of good, reliable markets.

Mellen chose Juhudi Kilimo because they offer their loans at a low interest rate, they help small income earners with their financial needs and they are very client friendly. This loan will help her purchase a dairy cow which will generate more income and hence help her in taking care of her family's needs and her children's education.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

Tags

About Kenya

  • $1,800
    Average annual income
  • 1022
    View loans »
    Kenya Loans Fundraising
  • $40,873,425
    Funds lent in using Kiva
  • 86.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Mellen to purchase a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2013
Listed
Dec 15, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014