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Sirvand is an experienced agronomist from Geghanist village of Ararat region. She lives with her husband and son. She is employed in the private sector.

Sirvard and her family own a piece of land on which they have built a glass greenhouse, where they grow roses and sell the flowers in the local market. This is a very important source of the family's income.

To be able to run their agribusiness during the cold season, Sirvard and her family want to have a heating system in the greenhouse. To reach that goal, Sirvard needs a loan of USD 2,500 to obtain a heating system for the greenhouse. She and her family highly rely on the good will of the lenders and will appreciate their support in collecting the needed amount of loan to maintain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Sirvard to obtain a heating system for the greenhouse.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Dec 20, 2013
Currency Exchange Loss:
Jul 17, 2014