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Virgen De Guadalupe De Santa Clara Group
In this Group: Heraclio, Carla, Vilmar*, Hilda, Blanca , Kattyuska , Yris Leonor
* not pictured

Update on Virgen De Guadalupe De Santa Clara Group

Yris is 35 years old, single and has a son. She has driven a mototaxi for five years. With the help of her family she has been able to make enough headway to build a customer base that has generated income to cover the bills. In the future she would like to have her own home. She plans to use the loan to purchase some spare parts for her mototaxi and continue meeting the needs of her customers so she can be able to make progress. Yris and all of her fellow members are grateful for the Kiva loan and for the confidence placed in them. Yris is holding her baby in the photo, and she promises to achieve all of her goals.
View original language description ↓
Yris de 35 años de edad soltera y con 1 hijo, yris trabaja en el servicio de moto taxis hace unos 5 años. Yris con la ayuda de su familia a sabido salir adelante tanto así que ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener su casa propia .Con el préstamo otorgado lo invertirá en comprar algunos repuestos para la moto taxi y seguir satisfaciendo las necesidades de sus clientes y así poder salir adelante. A la vez la Sra. Yris y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Yris está parada se le distingue por su bebe que tiene en brasos. Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Previous Loan Details

This group, Virgen de Guadalupe de Santa Clara, is made up of six responsible members who have distinct businesses. They all live in the district of Ate Santa Clara. One of the group members is Blanca, age 57, who is married. She has provided a laundry service for 20 years. She works in a small s... More from Virgen De Guadalupe De Santa Clara Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $56,740,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Guadalupe De Santa Clara Group's $2,475 loan helped a member buy spare parts for a mototaxi.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 10, 2013
Listed
Dec 13, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014