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Peruanos A Trabajar Group
In this Group: Smith, Marcela, Lisseth, Yolanda, Guadalupe, Aurea, Angelica

Update on Peruanos A Trabajar Group

Guadalupe is 48 years old, single, and the mother of three children. Guadalupe is an enterprising woman who has learned to get ahead thanks to her efforts. Guadalupe has a small clothing sales business and sells on order. It’s located in front of her house and is her family’s only source of income.

She will use the money from this loan to buy men’s and women’s clothing for resale, to generate more income so she can support her children’s education.

Guadalupe is the third person standing on the left, wearing a black polo shirt. She is very grateful for the assistance and sends a big hug to Kiva, knowing that she will meet all of her goals.
View original language description ↓
Sra. Guadalupe de 48 años de edad soltera y madre de 3 hijos, la Sra. Guadalupe es una mujer muy emprendedora que gracias a sus esfuerzos a sabido superarse, la Sra. Guadalupe tiene una pequeño negocio de venta de ropa a pedido , el cual es su única fuente de ingresos para ella y su familia. Con el préstamo otorgado lo invertirá en comprar ropa tanto para damas como para caballeros y así generar ingresos para su posterior venta y a si también poder tener más ingresos económicos y poder apoyar la educación de sus hijos. La Sra. Guadalupe es la tercera persona esta parada para la mano izquierda se le distingue por su polo de color negro, la vez se encuentra muy agradecida por la ayuda brindada, se despide con un fuerte abraso Kiva, sabiendo que cumplirá todas sus metas.

Previous Loan Details

The Peruanos A Trabajar communal bank is comprised of eight members who are enterprising women with a lot of business related creativity. Angélica, age 41, is one of the members. She is single and has three children. Angélica is a very enterprising woman who, thanks to her efforts, has known... More from Peruanos A Trabajar Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Peru

  • $12,000
    Average annual income
  • 108
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Peruanos A Trabajar Group's $5,425 loan helped a member to buy clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 10, 2013
Listed
Dec 13, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014