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Lideres De Santa Rosa Group
In this Group: Gaby, Luz, Eulalia, Julia, Rosalinda Maria, Saturnina, Rosa Maria, Zoraida, Feliciana, Teodora*, Maria, Olinda Esther, Teodolinda Domitila, Rocio Del Pilar, Elizabeth Ornella*
* not pictured

Update on Lideres De Santa Rosa Group

Julia is 49 years old, married, and has three adult children. She is a member of the “Líderes De Santa Rosa” group, made up of 15 responsible ladies who have been improving because of their businesses.

Julia sells primary needs products at a local market, is happy with her work, and continues to help her husband with the household expenses. She will use the money from this loan to buy groceries, drinks, and pastries for the Christmas campaign. Her greatest desire is to continue growing her business.

The “Líderes De Santa Rosa” group is grateful for the help and are committed to continue working well. Julia is standing. She is the second from the left, wearing a purple top. Elizabeth and Teodora were not able to attend due to work commitments.
View original language description ↓
Julia de 49 años es casada con 03 hijos independientes, actualmente es socia del grupo “Líderes De Santa Rosa” constituida por 15 mujeres responsables, que han ido mejorando a través de sus negocios. Este es el caso de Julia la cual se dedica a la venta de productos de primera necesidad, en un mercado de su localidad. Se siente feliz pues con su trabajo sigue ayudando a su pareja con los gastos del hogar. Su último crédito lo destinará para la compra de abarrotes, bebidas y panetones, pues lo piensa ofrecer por campaña navideña. Seguir implementando su negocio es su mayor anhelo. El grupo “Líderes De Santa Rosa” agradece la ayuda brindada y se comprometen a seguir trabajando bien. Julia se encuentra de pie, es la segunda del lado izquierdo y viste polo morado. Elizabeth y Teodora no pudieron estar presentes por motivo de trabajo.

Previous Loan Details

Zoraida, 51, lives in Huaycan’s Zone B. She has a life partner and three children two of whom are still in her care. She has sold Herbalife products and assorted groceries for 20 years. She has collaborated with Edaprospo for 7 years and recently was able to buy a computer, improve her sto... More from Lideres De Santa Rosa Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Lideres De Santa Rosa Group's $5,775 loan helped a member to buy merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 25, 2013
Dec 13, 2013
Currency Exchange Loss:
Apr 16, 2014