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Ousmane, age 30, is a development officer by trade. He has been selling foodstuffs for over 5 years. He conducts his sales out of his home where he uses a particular area as a store. Ousmane is a frequent borrower with this branch, and this loan renewal will allow him to buy rice, oil, soap, milk, etc. to stock his store. Being a single man without children, he helps with the expenses of his mother and siblings.

Ousmane is very ambitious. He wants to bolster and diversify his activities. He would like to launch a poultry farming business and expand his commercial premises. He also wants to build a rental property to bolster his income and provide for his family’s well-being.

Ousmane, un jeune de 30 ans est agent de développement de profession. Il s’active dans la vente de denrées alimentaires depuis plus de 5 ans. Il exploite un espace dans la maison où il a ouvert une boutique. Ousmane est un habitué du guichet et ce renouvellement lui permettra d’acheter du riz, de l’huile, du savon, du lait… pour mettre dans sa boutique. Pour les charges, il appuie les dépenses de sa mère et de ses frères et sœurs parce qu’il est célibataire sans enfant.
Ousmane est un jeune très ambitieux qui désire agrandir et diversifier son activité. Il veut faire de l’aviculture et augmenter son espace commerciale. Il a aussi comme projet, de construire un bâtiment et de le mettre en location ce qui augmenterai ses revenus et permettra de mettre à l’aise sa famille

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 92
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 476.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD