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Yasmara Lucia
Yasmara is a teacher in a primary school. She is a single mother with a son and she provides everything he needs.

She currently has an urgent need to build a kitchen and she came to Ceprodel to ask for a loan. She needs financing to complete the work. She will use it to buy construction materials such as zinc, bricks, perlins, cement, iron, sand, and to pay for manual laborers. By doing this, she will be able to provide better living conditions for her family.
View original language description ↓
Yasmara es una joven señora de profesión maestra de educación primaria madre soltera con un hijo al que le brinda todo el apoyo para su desarrollo, actualmente tiene la urgencia de construir una cocina por lo que visito a ceprodel para solicitar financiamiento y realizar las obras para lograr lo deseado, ya que el mismo lo utilizaría en la Compra de materiales de construcción como: Zinc, Bloques, Perlin, Cemento, Hierro, Arena y Mano de Obra.
Y de esa manera darle las condiciones a su familia para una mejor vida

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 133
    View loans »
    Nicaragua Loans Fundraising
  • $24,035,950
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Yasmara Lucia to buy construction materials such as zinc, bricks, perlins, cement, sand, iron, and to pay manual laborers.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 16, 2013
Dec 12, 2013
Currency Exchange Loss:
Nov 17, 2014