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Josefa Del Socorro
Josefa is a woman concerned about her family’s wellbeing. She is married and has a son who depends on her. [Josefa] has been working as an elementary school teacher for 13 years and needs to make improvements to her house, so she approached CEPRODEL to request a loan, which she will use to buy building materials such as cinder blocks, cement, sand, iron bars, and pay for labor to build a wall and improve her family’s living conditions.
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Doña Josefa es una mujer preocupada por el bienestar de su familia es casada con 1 hijo a su cargo de profesión maestra de educación primaria con 13 años de laborar, actualmente tiene una necesidad de mejorar su vivienda, por lo que se acerco a ceprodel para ser beneficiada con un crédito el que utilizaría en la Compra de materiales de construcción como: Bloques , Cemento, Arena, Hierro y Mano de Obra, para realizar la obra en la construcción de pared y mejorar las condiciones de su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 113
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Josefa Del Socorro to buy building materials.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 16, 2013
Dec 12, 2013
Currency Exchange Loss:
Nov 17, 2014