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Wilber Vicente
Wilber is a young professional who is dedicated to providing children with a basic education. He works as an elementary school teacher. He lives in a common-law marriage with his partner and 2 children who enjoy the support he provides them, as he is a good father.

This young man needs to make some improvements to his house, and so he visited CEPRODEL to request a loan to buy construction materials such as: cement, tiles, doors, and windows, and to pay for labor. These improvements will enable him to provide better living conditions for his family.
View original language description ↓
Wilber es un joven profesional dedicado a impartir el pan de la enseñanza principal a los niños, de profesión maestro de educación primaria, vive en unión libre con su pareja con 2 hijos a su cargo los que gozan de su apoyo como un buen padre.
Este joven tiene la necesidad de mejorar su vivienda por eso visito ceprodel para solicitar un financiamiento el que utilizaría en la Compra de materiales de construcción como: cemento, cerámica, puertas, ventana y mano de obra.
Mejora que le vendría a dar mejores condiciones de vida familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 119
    View loans »
    Nicaragua Loans Fundraising
  • $24,043,075
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Wilber Vicente to buy construction materials and to pay for labor.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 16, 2013
Dec 12, 2013
Currency Exchange Loss:
Feb 20, 2015