Justine is part of the Ntwari group and lives in Bujumbura. She is 51 years old and is married to Alphonse, a fisherman. Together, they have 10 children ranging in age from 10 to 32 years old, five of whom are in school and five in their own homes. She has sold banana beer for 10 years. She is on her third loan with Turame. With the KIVA loan she obtains, she is going to increase her capital and buy a large quantity of bananas in order to produce banana beer and resell it for a profit. In the coming years, she would like to build a beautiful house out of durable materials and to see her children go to school.
Justine fait partie du groupe Ntwari et habite à Bujumbura. Elle a 51 ans et est mariée à Alphonse, un pêcheur. Ensemble ils ont 10 enfants, âgés de 10 à 32 ans, dont 5 étudient, et dont 5 sont dans leurs foyers.
Elle fait le commerce de bière de banane depuis 10 ans.
Elle est à son troisième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de bananes pour la production de la bière de banane à revendre pour gagner plus.
Dans les prochaines années, elle voudrait construire une belle maison en matériaux durables et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.