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Sonik lives in Gavar in Gegharkunik region. She has two sons who are already married. One of her sons lives and works with his family in the Russian Federation and her smaller son lives with her and works as a distributor. Sonik works at the musical school as an accountant. Lately Sonik has had some problems connected with her teeth and after a visit to the doctor, now she needs to undertake a course of treatment.

She is asking for a loan of 1,000,000 Armenian drams in order to buy some medicine and to pay for her course of treatment.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 164
    View loans »
    Armenia Loans Fundraising
  • $14,925,275
    Funds lent in using Kiva
  • 405.5
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,475 helped Sonik to pay for her course of treatment.
90% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Dec 14, 2013
Currency Exchange Loss: