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Imarat is a 54-year-old married person with 3 kids. Eleven years ago, she decided to open a business so that she could support her family, which is comprised of her husband and three children, ages 30, 28 & 16. She works together with her two assistants in a small cafeteria, which she built through hard work and sacrifice. Her business is well known due to its strategic location and good service.

Imarat's biggest dream is to expand her business so that she can service more customers. Therefore, she has applied for a loan for AZN 1000 to remodel and buy inventory for her cafe. She hopes to send her son to college.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Imarat to remodel her cafeteria and buy inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2013
Dec 14, 2013
Currency Exchange Loss:
Aug 17, 2014