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Rubaba is 56 year-old married woman. She has been running her general store for 15 years. It is an important source of living for her beloved family, since her husband has a very low-income business. Rubaba is requesting her first loan of 2,000 AZN from Kiva partner Aqroinvest CU to increase her business merchandise with special detergents highly requested by her customers. She might also invest part of the loan in buying other special offered products which will attract customers' attention and increase her selling.

She hopes to stay capable of responding to her customers’ needs to make sure that she can easily cover her family's needs

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 15
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Rubaba to buy special detergents and other products, which will attract customers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 16, 2013
Dec 14, 2013
Currency Exchange Loss:
Feb 20, 2015