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This is Virginia, who is 57 years old and a resident of Dasmariñas, Cavite City, Philippines. She is single, and she manages her house as she is working hard to continually provide income for everyday expenses.

Virginia operates a market stall. She sells vegetable products in the community market. She buys quantity of vegetables and sells it per kilo. She also sells different repacked products, such as peppers, laurel leaves, potassium aluminum sulfate, and other products. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her continue operations of her business, she is requesting a PHP 20,000 loan. She will use the loan to buy more quantities of fruits and vegetables to expand her product inventory.

Virginia hopes that her business will grow bigger and dreams of having a better living. She meets up with her co-fellowship members to share stories of their work every week. It is where he can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay their Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1873
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 44.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Virginia to pay for more vegetables for her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 2, 2013
Dec 14, 2013
Currency Exchange Loss:
Jun 17, 2014