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Miguel Angel
Miguel is 24 years old and single. He is studying mechanics at a well-known university in the city of La Paz. He is working making clothes, such as sport clothes, in order to pay his studies. He has a workshop in the 16 de Julio area of the city of El Alto. This is Miguel's first loan with the institution and he will use it to cover various costs related to his studies, such as tuition fees, materials and tools to finish his five-year study programme. Miguel is facing challenges in his studies - because of his work, he is not able to dedicate himself 100% to his university work. However, this young man has the will to keep going and to get ahead. When he finishes his studies, Miguel wants to practice what he has learned at university and improve his and his family's quality of life.
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El joven Miguel tiene 24 años y es Soltero, estudia la carrera mecánica en una universidad muy reconocida de la Ciudad de La Paz, trabaja para pagar sus estudios El joven Miguel trabaja confeccionando prendas de vestir como ropa deportiva el tiene su taller que se encuentra en la Zona de 16 de Julio de la Ciudad de El Alto, este es su primer crédito con la institución y Miguel va a usar este préstamo para distintos gastos que implica el estudiar cómo financiar los gastos escolares de matriculación, Materiales y/o útiles para terminar sus estudios que durara el tiempo 5 años. Miguel enfrenta retos en su estudios que son Su trabajo no le permite dedicarse al 100% a su estudio, pero el joven tiene ganas de continuar y seguir adelante. su deseo cuando termine sus estudios es Quiere ejercer su profesión, mejorar su calidad de vida y la de su familia.

Additional Information

More information about this loan

This loan is part of Emprender's CrediEstudio program, which enables Bolivian students to cover their tuition and other education expenses to enroll in technical or undergraduate programs. Emprender designed this product to expand opportunity to riskier but bright young people so they can obtain degrees and secure good jobs.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 159
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Miguel Angel to pay for study tools for his university course in mechanics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Dec 11, 2013
Currency Exchange Loss:
Dec 17, 2014