She is married and is mother to 4 children, who support their parents in various activities in the field, such as cleaning, application of compost, harvesting the beans, etc. For more than 17 years, she has been working in agriculture with her husband, to whom she is grateful for the unconditional support during their many years together as a work team and in their marriage.
Her crops are located in the same community to which they walk approximately half a kilometer.
Cruz does not have any education, which is why she now takes great pains and works hard every day so that her family can have more opportunities in life and to increase the family inheritance.
She has as her goal to undertake a small-scale remodeling of her house, which needs some improvements, and to support her family in everything they need and that she can provide. That is why she is now applying for a loan with which she will improve her crops, giving them better attention by applying agricultural inputs such as compost, fertilizer, coffee formula, fungicides, etc., that will avoid contamination by insects and sicknesses.
Ella tiene como meta elaborar una pequeña remodelación a su casa de habitación la cual necesita unas mejoras, apoyar a su familia en todo lo necesario y demás que ellos necesiten y ella pueda ayudar. Por lo que ella hoy en día solicita financiamiento con el cual mejorara sus cultivos dando una mejor asistencia aplicando insumos agrícolas como abono, fertilizantes, formula cafetalera, fungicidas, etc. que evitaran la contaminación de bichos y enfermedades.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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