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Cruz
Cruz is a woman with a lot of strength, energy and hopes of getting ahead and completing her life's purpose. At 53 years of age, she expresses gratitude and respect for her parents for having instilled in her values and principles, which are the base of excelling and prospering in life.

She is married and is mother to 4 children, who support their parents in various activities in the field, such as cleaning, application of compost, harvesting the beans, etc. For more than 17 years, she has been working in agriculture with her husband, to whom she is grateful for the unconditional support during their many years together as a work team and in their marriage.

Her crops are located in the same community to which they walk approximately half a kilometer.

Cruz does not have any education, which is why she now takes great pains and works hard every day so that her family can have more opportunities in life and to increase the family inheritance.

She has as her goal to undertake a small-scale remodeling of her house, which needs some improvements, and to support her family in everything they need and that she can provide. That is why she is now applying for a loan with which she will improve her crops, giving them better attention by applying agricultural inputs such as compost, fertilizer, coffee formula, fungicides, etc., that will avoid contamination by insects and sicknesses.
View original language description ↓
Doña Cruz es una mujer con muchas fuerzas, muchos ánimos y esperanzas de salir adelante y de cumplir lo propuesto en su vida manifestando a sus 53 años la gratitud y el respeto hacia sus padres por haber inculcado en ella valores, principios que son la base de la superación y prosperidad en la vida. Ella es casada y madre de 4 hijos quienes apoyan a sus padres en las diferentes actividades del campo como la limpieza, aplicación de abono, recolección del grano etc. Desde hace más de 17 años practica la agricultura en compañía de su esposo a quien ella agradece el apoyo incondicional por los muchos años juntos como equipo de trabajo y en su matrimonio. Sus cultivos están ubicados en su misma comunidad a la cual se trasladan caminando aproximadamente a medio kilómetros de distancia. Doña Cruz no tiene ningún grado de educación por lo que hoy en día se esmera y se esfuerza diariamente para que su familia tenga más oportunidades en la vida e incrementar el patrimonio familiar.
Ella tiene como meta elaborar una pequeña remodelación a su casa de habitación la cual necesita unas mejoras, apoyar a su familia en todo lo necesario y demás que ellos necesiten y ella pueda ayudar. Por lo que ella hoy en día solicita financiamiento con el cual mejorara sus cultivos dando una mejor asistencia aplicando insumos agrícolas como abono, fertilizantes, formula cafetalera, fungicidas, etc. que evitaran la contaminación de bichos y enfermedades.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 12
    View loans »
    Honduras Loans Fundraising
  • $8,471,400
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Cruz to buy agricultural inputs to tend to and maintain her coffee crops.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 29, 2013
Listed
Dec 18, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014