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Columba is a client of Kubo Financiero, and this is her story:

Columba, 41, is the single mother of a 23-year-old daughter, who no longer depends on her. For 25 years, Columba has run a business. At first, she sold Mexican appetizers and snacks, and now she has a small grocery shop in her house, where she sells beverages, candy, cookies, and fried foods. She also sells catalog merchandise like cosmetics and kitchen utensils, and she helps make pinatas at a neighbor's house.

She has applied for this loan to stock more inventory in her shop so that she can earn more money. With her dedication to the business, Columba has managed to support her daughter, enjoy financial stability, and remodel her house.
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Columba es clienta de Kubo Financiero y esta es su historia:

Columba tiene 41 años y es madre soltera de una hija de 23 años, la cual ya no depende de ella. Se dedica al comercio desde hace 25 años, inició vendiendo antojitos mexicanos y actualmente tiene una pequeña tienda de abarrotes en su casa.

En su pequeña tienda que tiene dentro de su domicilio vende refrescos, dulces, galletas y frituras. Adicionalmente tiene otros dos negocios: vende artículos por catálogo como cosméticos y utensilios para el hogar, y le ayuda a fabricar piñatas a un vecino en su casa.

Este préstamo lo pide para surtir mejor su tienda y así tener mayores ingresos. Con la dedicación puesta en su negocio Columba ha logrado sacar adelante a su hija, gozar de estabilidad económica y hacer mejoras a su casa.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 94
    View loans »
    Mexico Loans Fundraising
  • $19,574,250
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Columba to buy more inventory for her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2013
Dec 11, 2013
Currency Exchange Loss:
Oct 17, 2014