Beauty is 32 years old, married, and has three children. She lives in Kwekwe, Zimbabwe. Beauty volunteers in schools as a Cama community health trainer spreading health information to school children and her community members. She is currently running a market gardening business which she started in April. One of her goals as a health trainer is to help people eat healthy foods and live healthy lives as well. The business has also allowed her to pay for school fees for two of her children and provide food for her family. She sells various types of vegetables such as onions, tomatoes, spinach, cassava, sweet potatoes, and carrots in her community.
Beauty sees a good opportunity to grow her business since there are no fruit and vegetable shops in her area. Beauty would like to use the loan to open her own vegetable shop and meet the needs of her community, and she also hopes to hire employees. This Kiva loan will give her a chance to take her enterprise to the next level.
More information about this loan
Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy.
The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.
Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.