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Ntombikayise is 29 years old and lives in the town of Umzingwane, Zimbabwe. She is married with three children and volunteers at a community dormitory for girls who live too far from their high school to walk to school each day. She has been a community health trainer for six years and volunteers in schools disseminating health information. She is currently running a cattle farm. She sells cattle to local abattoirs and dairy milk to the Umzingwane community. The business has drastically changed her life and has enabled her to put one of her children through school.

Ntombikayise will use the Kiva loan to purchase cattle feed and increase her earnings on her dairy and beef sales. She hopes to raise enough money to continue educating her children, herself and to support her ten siblings.

Additional Information

More information about this loan

Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.


About Zimbabwe

  • $2,000
    Average annual income
  • 5
    View loans »
    Zimbabwe Loans Fundraising
  • $3,587,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD