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Danis Rafael

Update on Danis Rafael

Danis Rafael, 30, is married and has two dependent children who are 5 and 3 years old. He lives in the community of Choluteca, in southern Honduras.

Danis Rafael lives in the home of his in-laws and has worked for 4 years by selling sweets and cookies wholesale and he individually distributes them to shops and individuals who do this type of work. During the school year, his customers include schools and general stores.

Danis Rafael is a hard-working person who wakes up early to sell his products on his motorcycle. He has a small shop where he sells his products.

Danis Rafael is requesting this loan to buy candy, sugar treats, chocolate, cookies, and more because he wants to grow his business and stock up for the Christmas season. He hopes to make the most of this time with the help of this loan to increase his income.

Danis Rafael is very grateful to Prisma for supporting his business because it is growing and he now has many customers. This is the fourth loan he is requesting.


San Lorenzo, Honduras – November 2013
View original language description ↓
El señor Danis Rafael de 30 años de edad es casado, tiene dos hijos que dependen de él, sus hijos tienen edades de 05 y 03 años, vive en una comunidad de Choluteca, al sur de Honduras.
Don Danis Rafael vive en casa de sus suegros y se dedica desde hace 04 años a la venta de dulces y galletas por mayor y al detalle distribuye a las pulperías y personas que se dedican a este tipo de negocio y en la época de escolar sus clientes son las escuelas y centros básicos.
Don Danis Rafael es una persona trabajadora que se levanta temprano a vender sus productos en su motocicleta, el tiene una pequeña bodega en donde almacena el producto.
Don Danis Rafael está solicitando el préstamo para la compra de bombones, confites, chocolates, galletas, etc. ya que quiere ampliar el negocio y surtirlo para esta época de navidad y desea aprovechar, con el apoyo de este préstamo el pretende mejorar sus ingresos.
Don Danis Rafael está muy agradecido con Prisma por el apoyo a su negocio ya que está creciendo y ahora el tiene más clientes, es su cuarto préstamo que solicita.


San Lorenzo, Honduras - Noviembre del 2013.

Previous Loan Details

Danis Rafael, 30, is married with two children who depend on him; his children are 5 and 3 years of age. He lives in a community in Choluteca in south Honduras. Danis lives in his in-laws’ house and for the last three years has been working selling candy and cookies at wholesale and retail. H... More from Danis Rafael's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Honduras

  • $4,200
    Average annual income
  • 32
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Danis Rafael to buy candy, sugar treats, chocolate, cookies, and more for his business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 21, 2013
Listed
Dec 10, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014