Mrs. Ngô thị Hoa (Ms 09040021) is 40 years old this year. She is a very laborious and dynamic woman. On a daily basis, she farms rice, raises many pigs, cares for three small children. Her husband is manager of a shop that sells roof tiles and metal framing. The family has a daily income that ranges from about 250,000 VND to 300,000 VND on a weekly basis. During the last loan cycle, the entire group completed the repayment process well, therefore she signed up for another loan; this cycle she would like to borrow up to 4,704,000 VND to invest in the retail business of pig feed. All the members of her group:
Ms. C. Thị Hằng (Ms 09040022) has borrowed up to 4,256,000 VND to purchase pigs and pig feed.
Ms. Ngô Thị Châm (Ms 09040024) has borrowed up to 4,256,000 VND to purchase fish and fish feed.
Ms. Ngô Thị Khuyên (Ms 09040023) has borrowed up to 4,256,000 VND to purchase pig feed.
Ms. C. Thị Thanh (Ms 09040025) has borrowed up to 3,808,000 VND to invest in rearing pigs.
chị Ngô thị Hoa Ms 09040021 năm nay 40 tuổi, chị là người phụ nữ rất chăm chỉ và năng động. Hàng ngày chị làm ruộng, chăn nuôi rất nhiều lợn, chăm sóc 3 con nhỏ, còn chồng chị là chủ cửa hàng tấm lợp, khung sắt, nên mức thu nhập của gia đình chị mỗi tuần thu được từ 250.000 VND đến 300.000 VND / ngày. C. kỳ vừa qua chị và nhóm hoàn trả vốn rất tốt, nên chị lại đăng ký vay tiếp C. kỳ này ở mức 4.704.000 VND để đầu tư vào việc mua cám lợn. Các thành viên trong nhóm chị :
chị C. thị Hằng Ms 09040022 vay mức 4.256.000 VND để mua giống và cám lợn
chị Ngô thị Châm Ms 09040024 vay mức 4.256.000 VND để mua cá giống và thức ăn cho cá
chị Ngô thị Khuyên Ms 09040023 vay mức 4.256.000 VND để mua cám lợn
chị C. thị Thanh Ms 09040025 Ms vay mức 3.808.000 VND để đầu tư vào chăn nuôi lợn
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.