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Mahuzar is a 60-year-old married woman who is very hardworking and experienced. She breeds sheep for meat purposes and sells it to local butchers. Mahuzar has 31 years of experience in this field, which makes her an experienced farmer.

Mahuzar usually buys lambs, raises and fattens them in three to six months and resells them for a more profitable price in the local livestock bazaar or from her yard. Meat sales provides her with 130 AZN (Azerbaijani New Manat) in income per month. Mutton is a very popular product in Azerbaijan. People use meat in everyday national dishes such as pilau and dolma. Mahuzar has applied for 1000 AZN to purchase fodder and lambs. This will be her third loan and she has a very positive loan history.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Mahuzar to purchase fodder and lambs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 10, 2013
Dec 13, 2013
Currency Exchange Loss:
Oct 17, 2014