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Shukur is 40 and lives in a village on the outskirts of a city. He has 5 people in his family (including himself); he's married and has 3 kids. His wife works on a dekhan farm, and their family's main source of income comes from raising livestock, while Shukur earns a little extra money on the side by catching & selling fish.

In the future, Shukur hopes to get more livestock as his children are growing up, and he wants to be able to provide for their education. His children help him with the family business as best they can; it's normal for children who grow up in Tajik villages to help their parents tend to their farms, and Shukur's children are no exception. At present, Shukur needs to stock up on hay and other kinds of animal feed to prepare for the oncoming winter; as such, he's seeking a loan from Arvand to buy feed for his livestock so they'll have enough to eat through the winter and maintain their weight.
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Шукуру 40 лет. Он живет в сельской местности недалеко от города. Семья его состоит из пяти человек. Он женат, имеет троих детей. Его жена работает в дехканском хозяйстве. Основным источником дохода его семьи является животноводство. Дополнительно он еще занимается и ловлей рыбы. В будущем Шукур собирается увеличить поголовье скота так, как дети растут и конечно же он хочет дать своим детям хорошее образование. Сейчас дети поддерживают его бизнес и всячески помогают ему. Ведь сельские дети с детства приучаются к труду и вместе с родителями занимаются животноводством и земледелием. В настоящее время Шукуру необходимо накупить много сена и различного корма, так как он должен запастись кормом на зиму. Чтобы его скот не истощал от недостатка корма зимой он обратился в Арванд, для финансовой поддержкой.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 208
    View loans »
    Tajikistan Loans Fundraising
  • $29,704,375
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Shukur purchase livestock feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 12, 2013
Currency Exchange Loss:
Oct 17, 2014