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Sad 8 Group
In this Group: Doudou , Abdou , Modou, Ousmane, Moustapha, Ousmane, Mamadou
The Gie Sad 8 is a mixed group of men and women who do the same activities and live in the same village. Their president is Doudou. He is married and a father, and is a market gardener. He is requesting this money in order to buy seeds and agricultural inputs so that he can cultivate his farm lands. He takes care of his family's daily expenditures and starts his workday at 8 o'clock, ending it at 7 o'clock in the evening. He has over 10 years experience in this line of work. In the future, he would like to have a pump-assembly so that he can increase his production and diversify his business; this would increase his income and enable him to save some money.
Le GIE SAD 8 est un groupement mixte composé de femmes et hommes qui font les mêmes activités et habitent dans le même village. Leur président s'appelle DOUDOU. Il est marié et père de famille qui évolue dans la culture de maraichage. Il sollicite ce montant pour acheter des semences et intrants pour cultiver ses périmètres agricoles. Il prend en charge les dépenses quotidiennes de sa famille et commence sa journée à 8h pour la terminer à 19h. Il a une expérience de plus de 10 ans. A l’avenir il voudrait avoir une moto pompe pour augmenter sa production et diversifier son activité ; de ce fait il augmentera ses revenus et épargner un peu d’argent.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 89
    View loans »
    Senegal Loans Fundraising
  • $13,894,575
    Funds lent in using Kiva
  • 476.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Sad 8 Group's $1,475 loan helped a member for seeds and agricultural inputs.
98% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Dec 3, 2013
Dec 19, 2013
Currency Exchange Loss:
May 17, 2015