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Sad 6 Group
In this Group: Adama , Ndaga, Modou Dieye, Mamadou , Mamadou , Abdoulaye , Abdoulaye , Assane, Daouda , Mor
The GIE SAD 6 is made up of 10 people who live in the same village and get together as often as required. Their leader is called Adama and has his hand raised in the photo. He has worked in agriculture and market gardening for over 7 years. He is married with children, and looks after his family's everyday needs. He starts his working day at 6am and ends it at 6pm. He is seeking this loan in order to purchase seeds and inputs so that he may begin to cultivate his agricultural area. In this way he will be able to diversify his production and increase his revenues so that he may improve his family's living conditions.
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Le GIE SAD 6 est composé de 10 personnes qui habitent dans le même village et se réunissent à chaque fois de besoin. Leur Président s’appelle Adama et on le reconnait sur la photo par la main levée. Il évolue dans l’agriculture et le maraichage et a une expérience de plus de 7ans dans cette activité. Il est marié et père de famille. Il prend en charges les dépenses quotidiennes de sa famille. Il commence sa journée à 6h pour fla terminer à 18. Il sollicite ce crédit pour acheter des semences et des intrants pour commencer à cultiver son périmètre agricole. Ainsi il pourra diversifier sa production et augmenter ses revenus afin d’améliorer les conditions de vie de sa famille.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 476.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sad 6 Group's $2,100 loan helped a member to purchase seeds and inputs for market gardening.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Dec 2, 2013
Dec 11, 2013
Currency Exchange Loss:
Dec 1, 2014