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Otabek has been farming for three years. In his front yard he has six small greenhouses where he grows lemons to sell. This was Otabek's father's profession, and he learned the business from him. Otabek is 43 years old. He is married. He has a son and a daughter. His wife is a dressmaker. She sews traditional women's dresses to order. Otabek works as both a farmer and a barber. He is a well-rounded person who succeeds at everything.

Now Otabek needs a loan. He wants repair a greenhouse and buy fertilizer for his lemon crop. So he is asking for a loan. Otabek has big plans for the future. In the future, he plans to build two greenhouses to grow tomatoes in the spring.
View original language description ↓
Отабек занимается растениеводством вот уже 3 года. Во дворе своего дома он имеет 6 маленьких теплиц и в данный момент он выращивает в них лимон для продажи. Отабек продолжает ремесло своего отца и научился этому делу у него. Отабеку 43 года, он женат. У него есть сын и дочь. Его жена портниха. Она шьет на заказ женские национальные платья. Отабек параллельно с растениеводством работает еще и мужским парикмахером. Он разносторонний человек и успевает во всем.
Сейчас Отбаек нуждается в кредите. Он хочет провести ремонт в теплице и закупить минеральные удобрения для урожая лимона. Для этой цели он просит кредит. Отабек имеет большие планы на будущее. В будущем году он планирует построить еще две теплицы для выращивания весеннего помидора.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 111
    View loans »
    Tajikistan Loans Fundraising
  • $29,890,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Otabek repair his greenhouses and buy fertilizer for his lemon crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Dec 12, 2013
Currency Exchange Loss:
Aug 17, 2014