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Chin's Group
In this Group: Chin, Quy, An, Lang, Loc
Chin is 40 years old. She has two children who are workers. Her husband is a driver. She raises poultry to earn a living. Her husband earns about 5,000,000 VND and Chin earns about 3,000,000 VND per month. She has done this job for 16 years. Her family’s total earnings are about 15,000,000 VND per month. Her challenge in life and work is lacking capital to build her farm and invest in her business.

Her dreams are to raise chickens and other animals without diseases, buy five more pigs, and build her house and farm clean and wide. This loan is one of the steps that helps her achieve this dream. She can buy more food to feed her chickens. Then she can save the profit for her dreams. Chin is a hard-working and dynamic woman. She has participated in SEDA's credit program since 2008. In the last loan cycle, she borrowed 8,736,000 VND and repaid her loan on time. In this new loan cycle, she would like to borrow 10,528,000 VND to buy chickens to raise and to repair her chicken coop.

Other members who are part of Chin's group include the following:

Quy is 47 years old. She has two children. She is a food seller. She wants to borrow 10,528,000 VND to buy ingredients for her food stall.

An is 34 years old. She has two children. She sells tofu. She wants to borrow 10,528,000 VND to sell breakfast in the market.

Lang is 28 years old. She has two children. She sells medicine. She wants to borrow 10,528,000 VND to buy more medicine for her small pharmacy.

Loc is 52 years old. She has three children. She is a farmer. She wants to borrow 8,288,000 VND to buy food for chickens.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 120
    View loans »
    Vietnam Loans Fundraising
  • $14,461,025
    Funds lent in using Kiva
  • 21,123.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Chin's Group's $2,400 loan helped a member to buy chickens to raise and to repair her chicken coop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Dec 17, 2013
Currency Exchange Loss:
Dec 17, 2014