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Eva Carolina
Eva is 30 years old. She is educated, she doesn't have kids, and she lives with her common law husband. Eva and her husband are both middle school teachers currently teaching at a school in their community. She is a visionary and enterprising woman, which is why for the past five years she and her husband have been growing coffee. They started with a piece of land which her husband inherited from his parents, and have put a lot of work and dedication into growing coffee. When the school day is over they go out to the country where they work their land together. It was Eva's husband who taught her how to farm. Her goals and plans have gradually been coming to fruition since she is very optimistic and hardworking. A goal she has is to buy a pickup truck with which to transport the harvested coffee beans to the place where they will be sold, as well as the inputs she needs to keep her coffee plants healthy and strong, with excellent foliage and good-sized coffee beans. Her goal is to be able to install a cement patio where she can dry and clean the coffee before selling it. Today she is requesting a loan from COMIXMUL cooperative with which to buy the inputs she needs to tend her coffee fields, as well as to pay laborers to harvest the coffee beans so they don't dry out or rot on the branch.
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Eva tiene 30 años de edad, es una mujer preparada académicamente, no tiene hijos y en un estado civil de unión libre siendo ambos maestros de educación media que actualmente ejercen su carrera en un instituto de su comunidad. Ella es una mujer visionaria y emprendedora por lo que también se dedica a la caficultura desde hace 5 años comenzaron con un pedazo de tierra en cual fue una herencia que le dieron los padres de su compañero de hogar poniendo mucho esfuerzo y dedicación para que hacer crecer sus cultivos de café. Al salir de su jornada educativa se dirigen hasta el campo donde juntos trabajan la tierra ya que fue su pareja quien le enseñara las diferentes actividades del campo. Sus metas y planes poco a poco los ha ido cumpliendo ya que ella es muy optimista y luchadora teniendo como meta la compra de un vehículo de paila para poder trasladar el grano cosechado hasta el lugar de venta como también los insumos que son requeridos para que sus cultivos de café se mantengan sanos y fuertes con un excelente follaje y un buen tamaño en el grano. Sus metas poder construir una plancha de cemento en donde pueda secar y lavar el café para su posterior venta.
Por lo que hoy en día ella ha solicitado financiamiento a la cooperativa COMIXMUL con el cual comprara los insumos necesarios para poder dar asistencia a sus cultivos de café así como también el pago de mano de obra para recolectar el grano evitando de esa manera se seque o se pudra en la rama del palo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,800
    Average annual income
  • 87
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Eva Carolina to buy inputs and pay laborers to harvest coffee beans.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 9, 2013
Listed
Dec 10, 2013
Currency Exchange Loss:
Possible