Update on CelinaCelina, 34, lives with her husband and children. She has been selling fish and shrimp for four years from the home they live in, although they do not own it.
Celina is a hard-working woman who is determined to get ahead. She buys her products wholesale and sells them to the customers who visit her at home in the community of San Lorenzo in southern Honduras.
She is requesting a loan to buy 200 lbs. of shrimp, as well as blouses, shirts, pants, etc. With the support of the loan she hopes to improve her profits during the Christmas season when sales of these products are high. She is happy to continue working with Prima.
Celina hopes to start building her house in the new year.
San Lorenzo, Honduras - November 2013
Doña Celina es una mujer trabajadora con deseos de salir adelante, compra el producto al por mayor y sus clientes llegan a su casa a recoger el producto para revenderlo, vive en la comunidad de San Lorenzo al sur de Honduras.
Doña Celina está solicitando el préstamo para compra de 200 libras de camarón y blusas, camisas, pantalones, etc. Con el apoyo de este crédito pretende mejorar sus ganancias porque esta época navideña es muy buena para vender este tipo de productos, está muy contenta de seguir trabajando con Prisma.
Doña Celina su sueño para este nuevo año es empezar a construir su casa.
San Lorenzo, Honduras - Noviembre del 2013.
Previous Loan DetailsCelina is 34 years old and she lives with her husband and their children. She does not have her own home. For the past four years she has been working at her business selling shrimp and fish. She does her selling in the markets of Tegucigalpa. Celina travels with her product via bus from… More from Celina's previous loan »
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 15 months (Additional Information)
- Repayment Schedule
- Nov 28, 2013
- Dec 10, 2013
- Currency Exchange Loss:
- Sep 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.