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Melody
Melody is a 26-year-old single young woman living in the Wedza District of Zimbabwe. She inspires young women in her community as both a Cama Community Health Trainer and an entrepreneur. She started her poultry business in 2011 after noticing an increase in demand for broiler chickens with lean meat. She currently produces about 200 chickens every six weeks and sells them to the local customers.

Melody knows that she could sell more chickens each month, but because all her income is needed to provide for two children who are dependent upon her, she is unable to spend her current profits to expand her business. With this Kiva loan, she will be able to grow her business by buying more broiler chicks, chick feed, and organic manure to increase production. With this investment in her business, her profits will increase and she will be able to care for her two children and keep them in school.

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Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
 

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
 

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.

About Zimbabwe

  • $400
    Average annual income
  • 1
    View loans »
    Zimbabwe Loans Fundraising
  • $3,297,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD