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Dilaram
Dilaram is 35 years old, married and together with her husband, is raising two daughters and two sons. After finishing high school, Dilaram married Bakytbek and together, they started raising crops and raising livestock. They started their business with 5,000 som (KGS). Thanks to her hard work, Dilaram achieved some success in expanding their business. Currently, their monthly income is 11,000 som (KGS). Today, Dilaram has two milk cows and 14 sheep.

They also have 2.4 hectares of land where they plant beans, peppers and clover. Her spouse and her children help Dilaram with running this business. Her spouse works as a private water administrator, who rations the local water for watering of the fields. In order to advance her business, Dilaram turned to the Bai Tushum & Partners for a loan to purchase fertilizer. Dilaram and her family are planning to get the fields ready for sowing. Profits from her business, Dilaram plans to reinvest into her small household and in the future, to purchase a car.
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Диларам, 35 лет, замужем, с супругом воспитывают 2 дочерей и 2 сыновей. Дети дошкольного и школьного возраста Диларам после окончания школы вышла замуж за Бакытбека и вместе они стали заниматься полеводством и животноводством. Бизнес начали с 5,000 сом (KGS). Благодаря ее непосильному труду и емкой работе Диларам достигла небольших успехов в развитии хозяйства и стала получать ежемесячную прибыль в сумме 11,000 сом (KGS). На сегодняшний день в хозяйстве Диларам имеется: 2 дойные коровы, 14 овец. Также в наличии имеет земельный надел 2,40 ГА на обработку и посадку фасоли, перца и клевера. По хозяйству помогают супруг и дети. Супруг работает частным водомером, то есть в сезон при поливе делит воду на полив земли местному населению. В целях дальнейшего развития своего хозяйства, Диларам обратилась в «Бай-Тушум и Партнеры» за кредитом -на покупку селитры и удобрений для обработки земли. Диларам и ее семья намерены подготовить землю для посева. Доходы от кредита Диларам планирует вложить в дальнейшее развитие своего небольшого хозяйства, а также в будущем планирует купить семейную автомашину.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,500
    Average annual income
  • 178
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,522,100
    Funds lent in using Kiva
  • 49.3
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,050 helped Dilaram to buy fertilizer for cultivation of crops.
92% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 4, 2013
Listed
Dec 11, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2015