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La Reponse Group
In this Group: Ntahunga, Kisuba, Magendo, Dorcas, Misuba, Brigitte
Ntahunga is a retailer and a member of La Reponse Group. She's an energetic and experienced entrepreneur. She's 46 years old, married, and the mother of ten children, who all go to school.

She sells charcoal. Her husband is also a merchant. She's seeking a loan from Kiva's partner, Hekima, to buy 125 sacks of charcoal in order to increase her business.

She started off with funds received from her husband. In the future, she wishes to build a nice house for her family, expand her business, and provide clothes, food, and education to her children.

She thanks Hekima for its support towards female entrepreneur who are excluded from the traditional banking system, by granting them microloans without tangible security, especially during this time of conflict in the East of the country.
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La cliente Ntahunga est une commerçante et membre d’une association d’affaires «La réponse », entrepreneur expérimentée, dynamique, mariée et âgée de 46 ans, mère de 10 enfants qui tous, étudient. Elle est vendeuse de braises. Son conjoint, lui aussi, est commerçant. Elle a sollicité un crédit auprès de Hekima. Elle va acheter 125 sacs de braise pour accroitre ses activités. Elle avait commencé avec ses fonds reçu de son mari. Dans l’avenir, elle souhaite construire une jolie maison pour sa famille, accroitre son entreprise, scolariser, vêtir et nourrir ses enfants. Ainsi, elle remercie Hekima pour son soutien aux femmes entrepreneurs en leur accordant des microcrédits sans garantie matérielle et qui sont exclues du système bancaire classique, surtout dans la période de conflits à l’Est du pays.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,440,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Reponse Group's $9,500 loan helped a member to buy 125 sacks of charcoal.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2013
Listed
Dec 11, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014