Jovia is a 22-year-old married business woman living in Bundibugyo, Uganda. She sells second-hand clothes, and has been in business for three years.
She has managed to provide for her family and look after her school-going children by providing them with all the school requirements.
Like other people in the same business, she is affected by high taxes levied on second-hand clothes. Her dream is to save and construct a permanent house for her family.
Jovia will use the loan to buy land for her family.
More information about this loan
This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.