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Arlene is 38 years old and married. She has five children. She works hard to provide for her family, running a general store in the Philippines. She has been running the general store for four years, and she earns additional income by raising livestock.

She requested a PHP 20,000 loan through NWTF. She will use the loan to purchase additional stock to sell, including vinegar, fabric conditioner, laundry soap, noodles, eggs, and bread. Arlene has borrowed and repaid seven loans from NWTF, before this loan.

Arlene aspires to save enough money so she could afford to send her children to school.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 392
    View loans »
    Philippines Loans Fundraising
  • $50,833,200
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Arlene to purchase additional stock to sell, including vinegar, laundry soap, and noodles.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 10, 2013
Currency Exchange Loss:
Apr 16, 2014