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Anvar is 37 years old. He lives in one of the villages in Shahrituz. He is married. Anvar has decided to start a new business raising livestock and farming. He will do this for his family, so that they can eat healthy food. His primary occupation is raising livestock. Anvar is a well-read man who has a little experience in this business. He's going to buy calves from cattle market called Iskra. Anvar will feed and keep his cattle in the barn. He has everything he needs to start this business, including hay, sunflower seed cake and other food.

Presently, Anvar has three cows and ten sheep which are kept for the family's use. Anvar is taking out a loan to buy cattle and increase his livestock. He is buying a few calves, and adding them to the cattle he already has to start his business. He applied for a loan with this plan. He hopes that you'll help him, and that he will be able to fulfill his plans.
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Анвару 37 лет. Он живет в одном из сел района Шахритус. Он женат. Анвар решил начать новую деятельность животноводство и дополнительно растениеводством. Растениеводством он будет заниматься для своей семьи, чтобы они питались здоровой пищей. Его основная деятельность будет животноводством. Анвар начитанный мужчина и у него имеется не большой опыт в этой сфере деятельности и бизнес план. Он собирается покупать бычков из скотного рынка "Искра". Анвар будет кормить и содержать скотов в коровнике. У него имеется все условия для начала такого бизнеса, в том числе сено, жмых и другой корм.
На данный момент у Анвара уже есть 3 коровы и 10 голов баранов, они использовались для семейных нужд. Анвар берет кредит для покупки скотов и увеличения голов скота. Он купит несколько голов бычков, и добавить в их число имеющийся скотов и начнет свой бизнес. Такими планами он обратился за кредитом. Он надеется, что Вы ему поможете, и он реализует свои планы.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $29,714,525
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,950 helped Anvar start a new business buying and selling cattle.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 10, 2013
Currency Exchange Loss:
Feb 8, 2014