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Ritchie is 28 years old and lives in Tuburan, Pagadian City, Zamboanga del Sur, Philippines. She is married with two children.

Ritchie sells cosmetics and earns approximately 8,000 PHP (Philippines pesos) each month doing this type of work. She has requested a loan for additional capital to buy more products to sell.

Ritchie has been a member of PMPC for five years. In the future, she hopes to build a store for her products.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1485
    View loans »
    Philippines Loans Fundraising
  • $59,157,225
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ritchie to buy more products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 28, 2013
Dec 10, 2013
Currency Exchange Loss:
Dec 22, 2014