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Nohelia Margarita
Nohelia is 22 years old. She is studying for a degree in public accounting and finance. Her goal is to finish her studies successfully and be able to find a job quickly, since without her degree it is difficult to find a job. Currently Nohelia has the support of her husband to cover her university fees and the household expenses.

She is requesting this loan to pay for her degree granting course. Nohelia is looking for a way to move forward together with her husband so that when they have children, they can provide them with a good life.
View original language description ↓
Nohelia tiene 22 años de edad, estudia la carrera de Lic. en contabilidad pública y finanzas, su anhelo es culminar con éxitos sus estudios y poder encontrar un empleo más rápido, ya que sin título le es difícil optar por un puesto laboral, en la actualidad Nohelia cuenta con la ayuda de su esposo para cubrir sus gastos universitarios y del hogar. Este apoyo de crédito que solicita, es para pagar el curso de titulación de su profesión, de esta forma Nohelia busca la manera de salir adelante junto a su esposo y estar preparados para cuando lleguen los hijos, para brindarles una vida digna.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 112
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Nohelia Margarita to pay for her degree course.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Dec 9, 2013
Currency Exchange Loss:
Mar 17, 2015