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Jose Ramon
José Ramón is 30 years old. He and his wife have a son who is his main reason to come out ahead. He is a teacher at a public university in the Anthropology Department, his specialization. He is now studying for his Master's Degree in Science of Rural Development. Since his workplace demands more training for teachers, this is why José Ramón is looking to increase his academic level.

This is why he is requesting a loan, in order to pay for the Master’s Degree. This way he can improve his family’s financial situation, enrich his knowledge and contribute to society.
View original language description ↓
José ramón tiene la edad de 30 años, con su esposa procrearon un hijo quien es su principal motor para salir adelante, es docente en una universidad pública en el departamento de antropología, su rama profesional, actualmente estudia una maestría en ciencias del desarrollo rural, puesto que en su centro de trabajo están exigiendo mayor preparación a los docente, es por eso que José Ramón busca la manera de superar su nivel académico, por este motivo solicita el crédito para poder pagar el curso de titulación de dicha maestría, así podrá mejorar su economía familiar, enriquecer sus conocimientos y contribuir a la sociedad.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

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About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Ramon to pay for a Master's Degree program.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2013
Listed
Dec 9, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2015