Check out some available loans that are similar to this one!
Berlenia Joliveth
Berlenia is a 24-year old young woman. She and her sisters live in their mother's house in a neighborhood near the capital. She is single and has no children. Berlenia works as a teacher in a public school. With her income, she is able to help her mother with the household expenses. Berlenia's current priority is to build a wall around the front perimeter of their house, to guarantee her family's safety. The area where they live is susceptible to crime. With the loan, Berlenia will be able to purchase construction materials such as cement, sand, iron, blocks and gravel.
View original language description ↓
Berlenia, es una joven de 24 años de edad, que habita en casa de su madre junto a sus hermanas, en un barrio capitalino, es soltera sin hijos se desempeña como docente en un colegio público, con sus ingresos apoya a su madre en los gastos del hogar. Actualmente tiene la prioridad de levantar el muro perimetral de la parte frontal de la vivienda para garantizar la seguridad de su familia, ya que la zona es vulnerable a la delincuencia, con el financiamiento podrá comprar los materiales de construcción como cemento, arena, hierro, bloques y piedrines.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,575,325
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $975 helped Berlenia Joliveth to purchase cement, sand, iron, blocks and gravel.
90% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Dec 8, 2013
Currency Exchange Loss: