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Grethel Jahaira

Update on Grethel Jahaira

Grethel Jahaira is a married adult from one of the towns of Chinandega. In this area trade, rum, sugar cane and sugar dominate, as well as one of the greatest geniuses in the country. This micro-businesswoman buys and sells different styles of new clothing and steel jewelry such as chains, bracelets, earrings and more. She is characterized as being a hardworking woman who is responsible with her payments, humble, and very eager to get ahead personally. Little by little, she has been able to get ahead and increase her business. Most of the merchandise is sold on credit and she delivers to regular and new customers. The purpose of the loan is to invest in buying merchandise such as rings, bracelets, chains, clothing and more. This way, she can increase her inventory and her customers will have more variety of clothing to choose from. Her sales will increase and her earnings as well. One of her dreams is to build her own home and set up a store in it. Grethel is very grateful for the support that the Kiva investors offer to people of low income.
View original language description ↓
Grethel Jahaira, mayor de edad casada con un hijo menor de edad, originaria de uno de los municipios de chinandega , zona donde predomina el comercio, ron, la caña y al azúcar al igual que uno de los ingenios mas grande del país, esta microempresaria se dedica a la compra y venta de variedades estilos de ropa nueva y prendas de acero como: cadenas, anillos, pulseras, aretes entre otros, se caracteriza por ser una mujer trabajadora, responsables en sus pagos, humilde y con muchos deseos de superación personal. poco a poco ha logrado salir adelante e incrementando mas su negocio la mayor parte de su mercadería la mantiene e cuentas por cobrar por lo que ella entrega a clientes fijos y eventuales en sus negocios. el objetivo de este crédito es para invertir en la compra de mercadería como: anillos, pulseras, cadenas, ropa entre otros, par así incrementar su inventario y aprovechas la temporada navideñas donde los clientes buscan ropa, accesorios de vestir entre otros, al incrementar su inventario sus clientes tienen más variedad de ropa para escoger, sus ventas aumentarían y por lo tanto sus ganancia también incrementa, uno de sus sueños es poder construir sui propia casa y establecer una tienda en ella. Grethel agradece mucho el apoyo que los inversionistas kivas les ofrece a personas de bajos recursos económicos.-

Previous Loan Details

Grethel Jahaira sells gold items and a variety of cosmetics. She runs her business out of her home, but she also visits customers' homes. She has two years' experience in this line of work. Her goal with this loan is to buy items in different styles such as gold and silver, as well as cosmetics.... More from Grethel Jahaira's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 80
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Grethel Jahaira to buy general merchandise such as different styles of clothes, steel jewelry, and more.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 8, 2013
Currency Exchange Loss:
Jun 21, 2015