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Jeimmy Group
In this Group: Rosaura, Adolfo, Edith Maria

Update on Jeimmy Group

Rosaura is one of the group's three members. She is 48, a widow, and has a son aged 11. She works selling clothing and also has runs a taxi business. She has been selling clothing for 3 years, running the taxi business for 10 years and has been one of institution's clients for 4 years. Her elder son is no longer dependent on her and it is he who drives the taxi. Rosaura is seeking the loan to buy clothing such as trousers, shirts, blouses, shorts, skirts, children's clothing, etc. Edith, who is 29, sells cosmetics and clothing and Adolfo, who is 61, offers funeral services and makes coffins.
View original language description ↓
Rosaura es una de los tres socios que conforman el grupo tiene la edad de 48 años, viuda, con un hijo de 11 años, su negocio es la venta de ropa y también tiene un taxi que da a trabajar tiene de vender ropa 3 años y de tener el taxi tiene 10 años, es cliente de la institución desde hace 4 años. Su hijo mayor e independiente es quien le trabaja el taxi. El crédito lo está solicitando para la compra de ropa como pantalones, camisas, blusas, shores, faldas, trajes de niños, etc. Edith mujer de 29 años su negocio es la venta de cosméticos y ropa, Adolfo tiene 61 años su negocio es vender servicios fúnebres o elaboración de ataúdes.

Previous Loan Details

This group is composed of three members, one of which is Rosaura, a widow who takes care of her 11-year-old son. Her business is selling new and varied clothes, and also provides a taxi service, the latter of which is done together with an elder son who is independent. She has been doing thes... More from Jeimmy Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,065,800
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Jeimmy Group's $1,675 loan helped a member to buy clothing such as trousers, shirts, blouses, shorts, skirts, children's clothing, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 20, 2013
Currency Exchange Loss:
Jun 17, 2014