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This woman is 35 years old, and is called Gulchehra. She is married, and they have three children. Gulchehra has a large family. In addition to her husband and three children, her mother, brother and sister-in-law also live with her. Gulchehra always wanted to have a large and friendly family, so her dream came true. However to provide for her family and children has become more complicated.

For around three years, Gulchehra has worked with selling fruit and vegetables, such as different types of apples, pears, pomegranates, grapes, tomatoes, cucumbers and many different vegetables. Her husband helps her with the work, but she mostly stands behind the counter alone. In order to give her children the right education, and so that they are not in need of anything, she has to go to work in any weather.

Currently, Gulchehra does not have enough money to purchase new goods to sell. She requests a loan to purchase fruit and vegetables. She decided to purchase goods brought from the Republic of Uzbekistan and Kyrgyzstan, and thus attract more customers with the new varieties of fruit.
View original language description ↓
Ей 35 лет ее зовут Гулчехра. Она замужем. В браке у нее есть три ребенка. У Гулчехры большая семья. Кроме мужа и троих детей с ней живут ее мама и брат с женой. Гулчехра всегда хотела иметь большую и дружную семью, ее мечта сбылась, но обеспечить свою семью и своих детей становиться сложнее.
Она около трех лет занимается продажей фруктов и овощей, в том числе разных сортов яблок, груш, гранат, винограда, помидоров, огурцов и много разных овощей. В работе ей помогает ее муж, но в основном за прилавком она торгует сама. Чтобы дать своим детям нужное образование и чтобы они не в чем не нуждались, ей приходиться выйти на работу в любую погоду.
На данный момент у Гулчехры не хватает денег, чтобы привести новый товар для продажи. Она просит кредит для купли фруктов и овощей. Она решила купить товар, привезенный из республики Узбекистана и Киргизии. И тем самым привлечь глаза покупателей новыми сортами фруктов.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Gulchehra to purchase fruit and vegetables for selling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2013
Dec 9, 2013
Currency Exchange Loss:
Nov 17, 2014