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İxtiyar is single and lives with his parents in Baku region. His father has been sick for 3 years and Ixtiyar's mother takes care of him. Ixtiyar's parents do not work (earn an income) and Ixtiyar provides for his family. He builds the foundations of houses. He requests a loan of 1,900 AZN (Azerbaijan New Manat). With this loan, he wants to buy construction materials including fixtures and wire. Ixtiyar is thankful to Komak and Kiva organizations for their help. In the future, he wants to get married and have children. He also wants to hire an assistant in the future to help with his work.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 74
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
A loan of $2,425 helped İxtiyar to buy construction materials.
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Dec 9, 2013
Currency Exchange Loss:
Feb 7, 2014