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Shodigul
This is Shodigul. She is 35 years old and lives with her family in the Shahritus district. Shodigul has a large family, and to support it she wants to invest her savings into beginning a family business. She plans to practice animal husbandry. The whole family will help her. She decided to raise cattle on her property, using a small barn. She has had a few cattle for many years, for family use. She knows a lot about raising livestock, and decided that she could use her experience and skills in business. However, she doesn't have the funds to buy a couple of cows and bulls to begin the business. She is asking for a loan. The amount she needs isn't large although buying and selling livestock requires a lot of money. Shodigul decided to start small instead of risking everything, and hopefully expand the business in the future, hopefully with your help.
View original language description ↓
Она Шодигул. Ей 35 лет. Она с семьей живет на районе Шахритус. У Шодигула большая семья и для ее обеспечения она хочет внести свой вклад и начать семейный бизнес. Шодигул планирует заняться животноводством. Ей будет помогать вся семья. Она решила разводить крупнорогатых скотов у себя дома, в коровнике. Уже много лет дома у Шодигула дома имеется несколько голов крупнорогатого скота для семейных нужд. Она очень много знает о деятельности скотоводства, и решила свой опыт и навыки использовать в бизнесе. Но для начала деятельности ей не хватает средств для покупки пару голов быков и коров. Она просит кредит. Сумма, которая ей не обходим, является не большой, потому что для деятельности купли и продажи скота нужны большие деньги. Шодигул не стала рисковать и начать с малого и с надеждой на развитие бизнеса в будущем и с надеждой на Вашу помощь.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 146
    View loans »
    Tajikistan Loans Fundraising
  • $29,326,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Shodigul to begin a new business in animal husbandry and buy a few head of livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2013
Listed
Dec 8, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014