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Rahayu Group
In this Group: Sumarsih ( A ), Tumirah, Kulbiatun, Kustinah, Sainah, Eka , Neti, Nasikem, Trismiasih, Jumirah, Maemunah, Sumini, Darsini, Rasmi, Marsiti, Sumarsih ( B ), Muniroh
After completing the first loan cycle smoothly, Rahayu Group wants to apply for another loan from Kiva. The group has grown to 17 members, each having a different business. The members are opening a coffee shop, running food stalls, producing milkfish presto ( smoked milkfish cooked in a pressure cooker) and opening a children's game business.

Group "Rahayu" is in the outskirts of the coastal tourist area of Srandil Beach. With this loan from Kiva, all members hope to raise more capital to increase the types of food they sell, add to the content of the shop with snacks for the kids, and to buy more sophisticated tools to produce more milkfish presto.

Rahayu Group is headed by a mother who is opening a coffee shop with children's games. Sumarsih (A), as the leader, has three children who are still in school. Her husband is a farmer. For Sumarsih (A), these loans are significant, especially for her family and the members of the Group Rahayu. She hopes, with this loan, she can raise capital to add to the coffee shop some kind of children's games. Sumarsih (A) also hopes that all the members can live better and be more energized again in developing their businesses.

Additional Information

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,304,950
    Funds lent in using Kiva
  • 11,997.5
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rahayu Group's $3,150 loan helped a member to buy more children's games for her coffee shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Dec 23, 2013
Currency Exchange Loss:
Oct 17, 2014