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Dios Bendice Pacaya Group
In this Group: Candelaria De Los Angeles, Nubia Esperanza , Maria Elena , Blanca Nohemi, Esther Del Socorro, Yarixa Margarita
This group is made up of six determined entrepreneurial women. One of them is Candelaria who is 30 years old and is married. For 20 years she has had a business selling fruit and vegetables. She needs the loan to buy oranges, lemons, yucca, shallots, taro root and "pipián" [a type of squash]

The other members are:
Nubia (38) who sells shoes, María Elena (53) who runs a small grocery store, Blanca who has a business selling used clothing, Esther (43) who sells bananas and 24 year old Yarixa who rears and sells chickens.
View original language description ↓
El grupo lo conforman seis mujeres emprendedoras luchadoras una de ellas es Candelaria tiene la edad de 30 años, casada, su negocio es la venta de frutas y verduras desde hace 20 años. El crédito lo requiere para la compra de naranja, limón, yuca, chilote, quequisque, pipián. La otra integrante es Nubia de 38 años su negocio es la venta de zapatos, María Elena de 53 años su negocio es una pulpería, Blanca se dedica al negocio de la venta de ropa usada, Esther tiene 43 años su negocio es la venta de banano, y Yarixa tiene 24 años su negocio es la crianza y venta de pollo.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Bendice Pacaya Group's $1,575 loan helped a member to buy oranges, lemons, yucca, shallots, taro root and "pipián" [a type of squash].
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 20, 2013
Currency Exchange Loss:
Jun 17, 2014