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Las Bellas Group
In this Group: Brenda Rosa , Ubenza , Mariana Del Carmen

Update on Las Bellas Group

This group consists of three productive businesswomen. One of them is Mairana, who is 49 years old and is married with one son under her care. She has made a living running a beauty salon for the past 30 years. She is requesting a loan to buy hair dyes, professional shampoo, conditioner, hydrogen peroxide and other items.

The other members in the group are Ubenza, who is 54 years old and sells clothes and cosmetics and Brenda, who is 45 years old and runs a beauty salon.
View original language description ↓
Este grupo lo forman tres socias productivas de negocio una de ellas es Mariana mujer de 49 años, casada, con un hijo bajo su cargo, su negocio es salón de belleza desde hace 30 años, el crédito lo requiere para la compra de tintes para el cabellos, shampoo profesional, acondicionador, agua oxigenada, otros. Ubenza mujer de 54 años su negocio es la venta de ropa y cosméticos, Brenda tiene 45 años su negocio es un salón de belleza.

Previous Loan Details

This group is made up of three successful members, one of which is Ubenza, a single 54-year-old woman. She works selling clothing, shoes, and accessories. She sells her products in the street, in her community's market. She is applying for this loan in order to buy closed-toe men's and women'... More from Las Bellas Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Bellas Group's $975 loan helped a member to buy hair dyes, professional shampoo, conditioner, hydrogen peroxide and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Dec 20, 2013
Currency Exchange Loss:
Jun 17, 2014