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Hadjah is married with five children, all of whom go to school. She takes care of additional family members.

She sells charcoal from home. She sells her goods to all kinds of people on a retail basis. She has been in business for two years. She works seven days a week. She has applied for a loan of Uganda shillings 400,000 from MCDT-SACCO to buy bags of charcoal. Her major business challenges include transportation and seasonality.

She is aspiring to educating her children up to university level, and also to becoming a wholesaler. She resides in a rented house, and the family has access to electricity but does not have access to piped water. Her monthly expenses include school fees, rent and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 195
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,523.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Hadjah to buy more bags of charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 2, 2013
Dec 8, 2013
Currency Exchange Loss:
Jun 17, 2014